All transactions carry risk — especially the large and strategic. We specialize in revealing the exposures and liabilities of your most critical pursuits.

Risk Mitigation Associates delivers market-proven due-diligence solutions to a range of clients – banks, investment bankers, equity investors.

Engagements include:

• Portfolio assessments — single client and multilateral

• Internal assessments to support capital raising

• External assessments for private equity groups, prior to capital investment

• Loss-sharing arrangements — assessing troubled banks for deals with federal regulators.

Core Methodology for Impaired Loan Analysis

Successful loan-portfolio due diligence rests on accurate predictions of potential capital needs, and thus Allowances for Loan and Lease Losses (ALLL). We identify which loans meet the regulatory definition of impaired, and determine the most realistic reserve estimate (required for Individual Loans ASC 310-10-35, Receivables — Overall — Subsequent Measurement [formerly FAS-114]).